GROWTH & INVESTING
Income Target / Required Capital Calculator
Estimate capital corresponding to a chosen annual cash yield.
Your result
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How to use this calculator
Adjust the inputs to your own scenario, then review the result alongside the assumptions below. The $ symbol is a currency label; the tool does not convert exchange rates.
Worked example
A $500 monthly gross income goal at a constant 4% cash yield corresponds to $150,000 capital.
The formula
Required capital = monthly income × 12 ÷ annual yield fraction.
What the result means
Compare the output with the stated assumptions. Changing an input changes the arithmetic; it does not establish how a real trade or investment will perform.
Assumptions and limitations
Assumes cash distributions rather than total return. Yield and income are not guaranteed; principal can fall. Excludes taxes and inflation.
Common questions
What does this calculation include?
Assumes cash distributions rather than total return. Yield and income are not guaranteed; principal can fall. Excludes taxes and inflation.
Are the example inputs recommendations?
No. The defaults are worked examples. Enter values appropriate to your own calculation; outputs are estimates rather than forecasts.
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Open calculator →Educational calculations, not a forecast or personalized investment advice. Your inputs are used locally for the calculation and are not submitted by this tool.