CandleChasers

PORTFOLIO & PERFORMANCE

XIRR / Money-Weighted Return Calculator

Calculate an annualized return from dated cash flows.

Your inputs

Use one currency throughout. Results update as you type.

Your result

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How to use this calculator

Adjust the inputs to your own scenario, then review the result alongside the assumptions below. The $ symbol is a currency label; the tool does not convert exchange rates.

Worked example

−$10,000 on 2025-01-01 and +$11,000 on 2026-01-01 give 10% annualized XIRR.

The formula

Solve sum(cashflow ÷ (1 + annual return)^((date − first date)/365)) = 0.

What the result means

Compare the output with the stated assumptions. Changing an input changes the arithmetic; it does not establish how a real trade or investment will perform.

Assumptions and limitations

365-day convention with irregular dated flows; requires positive and negative cashflows and more than one date. Multiple sign changes can give multiple or missing roots; the tool flags multiple roots it detects.

Common questions

What does this calculation include?

365-day convention with irregular dated flows; requires positive and negative cashflows and more than one date. Multiple sign changes can give multiple or missing roots; the tool flags multiple roots it detects.

Are the example inputs recommendations?

No. The defaults are worked examples. Enter values appropriate to your own calculation; outputs are estimates rather than forecasts.

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Educational calculations, not a forecast or personalized investment advice. Your inputs are used locally for the calculation and are not submitted by this tool.

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